Compare the Best Van Breakdown Cover

Breaking down whilst out in your Van could be costly without adequate cover. As with insurance, there are several levels of cover on offer from a range of leading companies. Van Breakdown Cover is a highly recommended extra to consider and ensures you get back on the road as soon as possible. Compare breakdown cover now with vancompare.com.

van breakdown

Arranging breakdown cover for a Van

When looking at options for breakdown cover for a Van, you need to carefully think about the type of policy you need. This will largely be down to what you use your van for on a day-to-day basis.

Many small to medium sized businesses rely on more than one Van to deliver or transport their goods. If even one Van in a fleet breaks down, the knock-on effect on the business can be costly. Make sure you get the right breakdown cover to suit the needs of your business.

Different providers offer different terms and exclusions, so be sure to read the policy wording to identify what’s included and what’s not.

Different types of Breakdown Cover for Vans

As standard, all Van Breakdown policies will include roadside assistance and local recovery. If you were to break down anywhere further than ¼ mile from your business premises, the breakdown recovery provider will come to assist you.

If your Van cannot be fixed at the side of the road, the recovery truck will tow you to the nearest garage or back to your home, whichever is closer. Local recovery is normally included as part of a standard policy.

If you run a fleet of Vans for your business, you need to make sure you have an adequate comprehensive policy that covers them all. There are a number of options for increasing your level of cover:

  • Home Start

    Get quick assistance and additional cover if your Van fails to start whilst still at home. On a standard breakdown policy, your Van would not be covered if you run into issues at home or on your business premises.

  • European Cover

    If you travel to the continent in your Van, you need to make sure you extend your breakdown policy to include cover in Europe. European cover is usually limited to a set amount of days or trips per year and may exclude certain countries, so make sure you read and understand your policy correctly.

  • Onward Journey Cover

    Adding this extra level of cover will ensure that you are protected for any costs related to continuing your journey following a breakdown. This may include the hire of a replacement vehicle or hotel costs for the evening while you Van is repaired.

  • National Recovery

    This provides an additional level of cover to ensure that you and your Van can get to any destination within the UK. If your business regularly travels over longer distances, this is definitely an added peace of mind you cannot afford to overlook.

Common Breakdown Causes

Breaking down is not much fun, especially when time-critical deliveries or business is affected. Some of the most common issues are the ones that can inconvenience us the most. Knowing that you’re covered in any eventuality will keep business downtime to a minimum in the event you run into these issues:

  • Engine Issues

    An engine issue would normally require some form of diagnostics and it’s likely that you’ll be towed to the nearest garage. Pay attention to warning lights in advance and make sure you follow the recommended service schedule by the vehicle manufacturer.

  • Flat Battery

    Getting a flat battery is the number one reason for all breakdown recoveries. Cold weather, leaving the lights on or a faulty alternator could be the cause of the issue and a jump start might not always be possible. Remember, batteries don’t last forever, and you should check yours regularly.

  • Flat Tyres

    It happens. A puncture or blow out caused by a nasty pothole can leave you stranded at the side of the road. Many newer vans no longer carry a spare or even a space saver, so it’s necessary to call a recovery company. Make sure you’re covered.

  • Losing Keys

    If you have lost or misplaced your keys or locked them in the Van, the likelihood is that you will need to call someone for assistance. If you don’t have breakdown cover, replacing keys could be costly.

Buying Breakdown Cover with Your Insurance

When buying your Van insurance, it’s likely that you will be given the option of purchasing breakdown cover at the same time. While this may seem like a tempting way to save time or money, you need to be sure that the level of breakdown cover being offered is suitable for your needs. In many cases, only the bare minimum cover is offered.

We strongly recommend you compare breakdown cover separately. Take your time to look at all options in order to get the right level of cover at the right price.

Business Breakdown Cover

If you operate more than one Van within your business, you should consider Fleet Breakdown Cover rather than individual policies.

Fleet cover will ensure that all vehicles owned by your business are adequately covered along with all authorised drivers. Business breakdown cover doesn’t tend to be something you will see on price comparison sites due to the complexity of the policies, but you can read more about the various options here.

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