Citroen Van
Insurance

Citroën van insurance provides cover tailored to the Berlingo, Dispatch, and Relay models. These vans are known for their efficiency, practicality, and wide usage across trades, deliveries, and leisure.
Because each model serves a different market — from compact city vans to large haulage vehicles — insurers price them differently based on size, value, and use.

• Range of models: From small Berlingos to large Relays, the insurance groups and risks differ considerably.
• Commercial use: Most Citroën vans are used for trade, courier, or fleet purposes, requiring business classifications such as carriage of own goods or hire and reward.
• Private use: Berlingos and Dispatches are sometimes used for family or camper conversions — insurers may classify these differently from standard commercial use.
• Technology & value: Newer Citroën vans feature advanced safety tech, which reduces accident likelihood but increases repair costs.

• Tradespeople – using Experts or Boxers for tools and materials.
• Couriers & delivery drivers – often using Berlingos for compact city routes.
• Fleets – SMEs running multiple Dispatches or Relays.
• Private owners – using Berlingos or Dispatches for leisure, family, or camper conversions.

• Engine options: Smaller diesel engines in the Partner generally fall into lower groups. Larger engines in the Boxer raise premiums due to higher torque and payload capability.
• Body styles: Crew cabs, panel vans, and high-roof Relays attract different insurance ratings. More seats can mean higher liability considerations.
• Payload capacity: Relays can carry heavy loads and are often used for haulage, which raises risk and premiums.
• Theft exposure: Dispatches and Relays carrying tools are theft targets; insurers often recommend added locks and trackers.
• Repairs: Citroën parts are widely available, but electronic features in newer vans (lane assist, ADAS) can increase repair costs after collisions.
• Conversions: Berlingos are commonly converted for leisure/camper use — these require specialist disclosure and possibly motorhome cover.

• Windscreen and glass repair
• Courtesy van during repairs
• UK & European breakdown cover
• Tools in transit or goods in transit cover
• Legal expenses protection
• Protected no-claims bonus

• Third Party Only (TPO) – legal minimum
• Third Party, Fire and Theft (TPFT) – adds fire and theft cover.
• Comprehensive – includes accidental damage to your Citroën and full third-party protection. Comprehensive can sometimes be better value than TPFT.

• Fit approved alarms, immobilisers, or trackers.
• Park securely (garage, yard, or locked compound).
• Limit annual mileage if possible.
• Avoid unnecessary modifications.
• Use experienced, named drivers where possible.

• “All Citroën vans are cheap to insure.” False — Relays cost more due to their size and payload.
• “Private use doesn’t need disclosure.” Any leisure or camper conversion must be disclosed to remain insured.
• “Comprehensive is always the most expensive.” Not always — for Citroëns, Comprehensive can sometimes be cheaper than TPFT.

The Berlingo is usually cheapest, thanks to its compact size and smaller engine.

Yes — they are large vans with heavy-duty use, higher claim values, and often sit in higher insurance groups.

Yes, but you must disclose modifications. Many insurers will require a campervan or motorhome policy.

Not by default. Tools in transit or Tools cover must be added.