wecompare-logo
  • car Car
  • van Van
  • bike Bike
  • home Home
  • life Life
  • flight Flight
  • credit-card Credit
  • business Business
  • car More
My Portal
logo logo
  • ALL COVER  arrow
    • 🚛  Commercial combined insurance
    • ‍🏢  Commercial premise insurance
    • 🚧 Construction insurance ‍
    • 👷‍ Contractor insurance ‍
    • ✍️ Contract Works cover
    • 📦 Courier Insurance
    • 💼 Employers liability insurance
    • 🚗 Car Insurance
    • 👥 Fleet Insurance
    • 🚜 Hired in plant cover
    • ⚖️ Legal expense insurance
    • 🏬 Limited company insurance
    • 🦺 Owned Plant Cover
    • 🤝 Partnership insurance
    • 🛡 Public liability insurance
    • 🏍️ Motorbike Insurance
    • 🎓 Self-employed insurance
    • 🏪 Shop Insurance
    • 💰 Small business insurance
    • 👨‍💼 Sole trader insurance
    • 🚚 Stock in transit cover
    • 🔧 Tradesman insurance
    • 🚐 Van Insurance ‍
  • LIABILITY BY TRADE  arrow
    • ‍🚽️ Bathroom Installers Insurance
    • 🧱 Bricklayer insurance
    • 👷 Builder’s insurance
    • 🔨‍ Carpenter insurance
    • 🧹 Cleaning contractors insurance
    • ⚡️ Electrician’s insurance
    • 🪵 Fencing contractors insurance
    • ‍‍‍♨️️ Gas Fitting Engineers Insuran..
    • 🌱 Gardeners and landscapers ins..
    • 🔥 Heating & ventilation engin..
    • 🚰 Kitchen fitter insurance
    • 🔒 Locksmiths insurance
    • 🎨 Painter and decorator insurance
    • ⬜️ Plasterer insurance
    • 🔧 Plumber’s insurance
    • 🏠 Roofers and scaffolders insurance
    • 🔧 Tradesman Insurance
    • 🌳 Tree Surgeons Insurance
    • 🔑 Property Maintenance Insurance
    • 🖼 Shop fitting contractors Insurance
    • + View all
  • Van Cover  arrow
    • 🚐  Any Driver Van Insurance
    • 🚚  Commercial Van Insurance
    • 👨‍💼  Self Employed Van Insurance‍
    • 🧑‍✈️  Personal Van Insurance
    • 🚛  Comprehensive Van Insurance
    • 🚐  Over 21s Van Insurance
    • 🚐  Over 50s Van Insurance
    • 🚐  Impounded Van Insurance
    • 🚐  Over 60s Van Insurance
    • 🚐  Over 25s Van Insurance
    • 🚐  Under 25s Van Insurance
    • 🙎🏼‍♂️  Third Party Van Insurance
    • 🔒  Private Van Insurance
    • 💰  Business Van Insurance
    • 🛻   Pickup Truck Insurance
    • 🚐   Leased Van Insurance
    • nav-logo  Ford Van Insurance
    • nav-logo  Mercedes Van Insurance
    • nav-logo  Volkswagen Van Insurance
    • nav-logo  Vauxhall Van Insurance
    • nav-logo  Renault Van Insurance
    • nav-logo  Peugeot Van Insurance
    • nav-logo  Citroen Van Insurance
    • nav-logo  Van Insurance
  • LIABILITY
  • Fleet
  • Claims
  • My Portal
  • 0333 200 1466
  • My Portal
  • 0333 200 1466
  • Back

    This is when you’re most likely to crash your van (according to AXA’s police-data study)

    shape shape

    Van Compare is a UK van insurance price comparison website. We share general information, not personal recommendations.

    Published: 25 Mar 2026 | Last reviewed: 25 Mar 2026 | Reviewed by: VanCompare Editorial Team

    A well-known van safety study commissioned by AXA Business Insurance asked a simple question: when do van drivers get into trouble most often — compared with other motorists?

    The research (published as a 2014 report) analysed reported injury collisions in Britain between 2008 and 2012, using police STATS19 data, to compare van-driver collision patterns with all other drivers.

    The biggest risk spikes for van drivers

    The report’s headline finding is that van drivers are much more likely to be involved in injury collisions during certain manoeuvres and conditions — especially those linked to visibility and judgement.

    Key “more likely than other motorists” situations included:

    • Reversing: +142%
    • Close following (tailgating): +47%
    • Parked up / stationary incidents: +43%
    • U-turns: +39%
    • Changing lanes: +36%
    • Tiredness / fatigue impairment: +23%

    These are not “all crashes everywhere” figures — they are comparative signals from injury-collision records, showing where van drivers are over-represented.

    The good news: where van drivers tended to be safer

    AXA’s summary of the same Road Safety Analysis work notes van drivers were less likely than other motorists to crash in some higher-pressure situations, including heavy traffic, roundabouts, and overtaking.

    What to do about it: practical fixes for the top risk moments

    1) Reversing: treat it as a high-risk manoeuvre

    The Highway Code’s reversing rules stress choosing safe places to manoeuvre, avoiding reversing into main roads where possible, and doing full all-round checks before and during the manoeuvre.

    For work settings (yards, depots, sites), HSE recommends planning reversing areas, keeping pedestrians out of reversing zones, and only using a trained signaller where risk assessment shows it’s necessary.

    Quick van-driver routine:

    • Slow down, window down if needed, check mirrors + blind spots
    • If you can’t see clearly: stop and re-check (or get a trained guide where appropriate)

    2) Close following: build an “impossible to tailgate” schedule

    Tailgating is often a time-pressure symptom. If your day is planned to the minute, following distances tend to collapse.

    • Leave earlier than you think for the first job (the whole day improves)
    • Treat rain/darkness as an automatic “increase the gap” trigger

    3) Fatigue: plan breaks like a safety control (not a luxury)

    HSE’s driving-for-work guidance emphasises planning and managing journeys so schedules allow for safe driving and breaks.

    If you’re the person setting routes/ETAs, fatigue risk is partly a management decision.

    4) Lane changes and U-turns: reduce “surprise manoeuvres”

    Most lane-change and U-turn problems come from last-second decisions.

    • Plan routes so you’re not relying on sudden U-turns to recover mistakes
    • Check mirrors and blind spots early, signal early, and avoid “threading” into gaps that disappear

    The practical takeaway

    AXA’s study doesn’t say van drivers are “worse drivers”. It shows that vans are more exposed in the manoeuvres where size, blind spots, and stop-start work patterns matter most — reversing, close following, fatigue and lane changes.

    Sources

    1. AXA Business Insurance / Road Safety Analysis — Van Crashes in Great Britain (Research report 2014; STATS19 injury collisions 2008–2012; comparative indices including reversing/close following/fatigue).
    2. AXA UK — The Unluckiest Van (17 Feb 2015; summarises key RSA/AXA findings incl. 142% reversing, 47% tailgating, 23% tiredness).
    3. AXA UK — Van Drivers: How Safe Is Your Driving? (23 Dec 2015; additional context and “safer in traffic/roundabouts/overtaking” summary; cites RSA June 2014).
    4. GOV.UK — The Highway Code: Using the road (159 to 203) (includes reversing rules 200–203).
    5. HSE — Reversing vehicles (workplace transport reversing controls).
    6. HSE — Driving for work: maintain vehicles / driver aids (notes use of reversing alarms/cameras/sensors where appropriate).
    vc-icon

    VanCompare Editorial Team

    The VanCompare Editorial Team produces clear, practical guidance on UK van insurance and related topics. We work with FCA authorised insurance providers and use insurer information where relevant to explain cover in plain English and help drivers make informed decisions.

    • Where relevant, our content is checked against publicly available UK guidance and information from sources such as the FCA and GOV.UK to help keep it accurate and up to date.
    • This content is for general information only and is not financial advice.
    • Learn more about our editorial standards and transparency on the VanCompare TrustHub.
    VanCompare
    Download on the
    App Store
    Download on the
    Play Store
    sparkle ChatGPT App Store sparkle
    REGULATORY AND SECURITY
    FCA Norton
    Geo Trust Generic Padlock
    Accepted Payments
    VISA
    APAY
    MASTER
    GPAY
    AMEX
    Wallet
      Insurance
    • Public liability insurance
    • Employers liability
    • Small business insurance
    • Van Insurance
    • Fleet Insurance
    • Courier Insurance
    • Car insurance
      Everything else
    • Home
    • How VanCompare Works
    • Renewal Reminder
    • Public Liability Badge
      Insurance by trade
    • Builder’s Insurance
    • Plumber’s Insurance
    • Electrician’s Insurance
    • Heating Engineers Insurance
    • Bricklayers Insurance
    • Carpenter’s Insurance
    • All other trades
      Support and contact
    • Manage Policy
    • Contact Us
    • Make a Claim
    • Accessibility
    • Complaints
      Legal
    • Terms and Conditions
    • Privacy Policy
    • Cookies
      Social Links
    • Instagram
    • Facebook
    • Youtube
    Trust & Reviews Reviews
    star

    Trustpilot

    star

    4.3 STARS . 4700+ Reviews

    Review.io star

    4.4 STARS . 1600+ Reviews

    Awards and recognition Rewards
    award
    Innovative Product Award

    (National Insurance Awards)

    award
    Best Broker Highly Commended

    (Insurance CX Awards)

    award
    Personal Lines Broker of the Year

    (National Insurance Awards)

    award
    Digital Broker of the Year

    (UK Broker Awards)

    award
    The Best InsureTech

    (Insurance CX Awards)

    award
    Commercial Lines Broker of the Year

    (National Insurance Awards)

    award
    Innovative Product - Altissima

    (National Insurance Awards)

    award
    Schemes Broker of the Year

    (UK Broker Awards)

    © Van Compare

    VanCompare.com is a trading name of InsureTec Solutions (Jersey) Limited, who is an Appointed Representative of Business Insurance Solutions Limited who are authorised and regulated by the Financial Conduct Authority FRN 513256.

    * excludes delivery, gifts cards, concessions, clearance, amazon products, suppliers quoted and selected made to measure products, and cannot be used in conjunction with any other voucher or customer discount card.

    Contact Us

    How can we assist you today?

    close
    icon

    Looking to buy insurance

    icon

    Customer with a question

    icon

    Help making a payment

    icon

    Thinking about leaving

    Make a Claim
    0333 200 1535
    back
    I’m thinking about leaving

    We're sad to hear that you're thinking of leaving 😔 But don't worry, we're here to help! 😇

    close
    icon

    Cancel your
    renewal

    0330 041 9302
    icon

    Cancel before policy renews

    0330 041 9310
    icon

    Cancel during
    cooling off (14 days)

    0330 041 9311
    back
    Looking to buy insurance

    Let’s get you through to one of our friendly sales agents 😇

    0333 200 1466
    lady
    close
    back
    Existing customer with a question

    Let’s get you through to one of our friendly chat agents 😇

    Chat with us
    lady
    close
    back
    I need help making a payment

    Let’s get you through to one of our friendly agents 😇

    Chat with us
    lady
    close