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Last updated: 25 March 2026
Winter rush hour is where several risk factors stack up at once: darkness, wet or icy roads, heavy traffic, and a higher chance of people walking or cycling in poor visibility.
This guide explains what the latest official data suggests about peak risk times, then gives a practical checklist for van drivers.
Department for Transport (DfT) final figures for Great Britain in 2024 recorded:
(DfT: Reported road casualties Great Britain, annual report 2024 – published 25 September 2025: View source)
Those numbers aren’t “winter-only”, but they’re the right baseline reminder: collisions remain common, even with long-term safety improvements.
DfT’s pedestrian safety factsheet (using an average across 2020–2024) says the weekday peak time for pedestrian KSIs is from 3pm to 6pm, with a smaller morning peak around 8am.
(DfT pedestrian factsheet 2024, published 25 September 2025: View source)
In winter, that 3pm–6pm peak often happens in low light, which increases the chance of late detection, especially near junctions, crossings, and parked vehicles.
A RAC Foundation analysis (using DfT collision records, 2012–2017) reported that the fortnight after the clocks go back at the end of British Summer Time is associated with an average increase of 278 collisions (about +5.1%).
(RAC Foundation report, Oct 2018: View source)
That doesn’t mean every winter week is “5% worse”, but it supports a commonsense point: more driving in darkness can mean more collisions.
Better winter habits won’t guarantee cheaper insurance, but they can reduce the likelihood of collisions, injuries, downtime and claims—especially in the high-pressure rush-hour window.
VanCompare Editorial Team
The VanCompare Editorial Team produces clear, practical guidance on UK van insurance and related topics. We work with FCA authorised insurance providers and use insurer information where relevant to explain cover in plain English and help drivers make informed decisions.
Where relevant, our content is checked against publicly available UK guidance and information from sources such as the FCA and GOV.UK to help keep it accurate and up to date.
This content is for general information only and is not financial advice.
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