Compare Cheap Van Insurance Quotes Online

Regardless of the type of van you are driving, having the correct Van Insurance is not only a requirement by UK law, but also a necessity for essential peace of mind.

We understand that navigating your way through various insurance providers can be a little overwhelming, not to mention time consuming. As long as your Van doesn’t weight more than 3.5 tonnes, our team of experts is here to help.

We’ll quickly compare van insurance quotes from the UK’s leading providers including Axa, Admiral, Collingwood & Aviva to ensure you find the best insurance deals to suit any budget.


Are there different types of Van Insurance?

Yes. Van Insurance is categorised into three main policy types: Third party only, Third party, fire & theft and Fully Comprehensive. Any of these insurance types will allow you to drive your van legally on UK roads, however the level of cover you will receive varies significantly between each:

  • Third Party Only

    This is the minimum amount of cover you are required to have under UK laws. Third party in theory covers everyone and anyone except you, the driver. In the event you cause an accident or damage to other people, their vehicles or their property, your policy will cover them.

    In the event of an accident whereby you are at fault, third party only insurance won’t cover the cost of repairs to your own Van, damage to personal property or tools or any personal medical expenses. Your also not covered in the event your van is stolen. While Third Party Only is not the obvious best choice, it’s usually a great choice for younger drivers and those searching for low Budget Van Insurance.

  • Third party, fire & theft

    This level of insurance provides the same as third party only with the added additional benefit of cover against fire and theft.

  • Fully Comprehensive

    This is the maximum level of cover offered by leading van insurance companies. Comprehensive insurance covers you for all of the above plus the cost of repairing or replacing your vehicle in the event of an accident.

Do I need Commercial or Private Van Insurance?

  • Commercial

    If you use your vehicle for work in any capacity, you’ll need business Van Insurance, which includes travelling to and from more than one fixed location. Commercial Van Insurance is usually split into three main categories which are Carriage of Own Goods (i.e your own tools & equipment), Courier (delivering goods to multiple locations) and Haulage (i.e delivering goods from a supplier to one location).

  • Private

    For anything other than business, you can opt for private Van insurance which covers you for social, domestic and pleasure usage.

How can I get Cheaper Van Insurance?

You can lower the cost of your Van insurance by taking several factors into consideration. Drivers with a good no claims bonus usually get reduced premiums whilst changing the voluntary excess or improving security features can have a big impact on your quote.

  • No-Claims Discount

    Insurance providers will offer a discount on your annual premium for each year you have been driving without making a claim. The likelihood of receiving a lower quote is greatly enhanced by the more years you can accumulate.

  • Voluntary Excess

    Your excess is the amount you must pay in advance to the insurance company when making a claim. In most cases, the higher your excess is, the lower your premium will become. Insurance providers usually add a compulsory excess too, so make sure you check to see if its affordable should you have to make a claim.

  • Security Features

    Adding additional security such as an approved alarm, immobiliser or tracking device could make your Van cheaper to insure. Adding dead bolts and upgrading locks could also help in reducing your premiums.

What information do I need to Compare Van Insurance?

Getting a quote for Cheap Van insurance is easy using our online platform. To compare quotes, you’ll need your vehicle details, any recent insurance documentation and details of any claims or convictions you might have had in the past.

  • Vehicle Information

    You will need the details of your Van’s make, model, age, registration and any modifications. Most of this info can easily be found on the vehicles V5 registration document.

  • Recent Insurance

    If you have had insurance in your own name in the past, having these documents to hand can help to speed up the online quote comparison process and give info on your no-claims bonus if you have one.

  • Your Personal Info

    As well as the obvious name, address and age, you will need the details of any previous claims you have made and any driving convictions such as speeding fines. Having your driver’s licence to hand when getting Van insurance quotes online can also be helpful.

What is the best Van Insurance for me?

Insurance companies use your information to assess and manage the risk of offering you a policy. Many different factors are taken into consideration and every quote is unique.

Based on your historical info, Van insurance prices and policy levels can vary depending on your circumstances. You should weigh up the pros and cons of each type of insurance policy on offer. We recommend using our platform to get a variety of quotes for different levels of cover. Use these to make comparisons on overall cost, level of cover and any additional features such as no claims protection and breakdown cover.

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