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Last updated: 18 March 2026
For many tradespeople, the van really is an โoffice on wheels.โ A small festive touch can feel harmless โ but decorations can cause problems if they block your view, distract you, or create a hazard inside the cab. If something goes wrong, that can also complicate an insurance claim.
This guide explains how to keep things festive without taking unnecessary risks.
UK guidance is clear that drivers must be able to see the road and traffic ahead. Items placed on the windscreen (including decorations) can obscure vision. The Highway Code also states windscreens and windows MUST be kept clean and free from obstructions.
Practical tips:
Loose ornaments can slide around under braking or cornering. Even if they donโt block your view, they can distract you at the wrong moment โ or interfere with controls.
Safer habits:
The Highway Code includes guidance on ensuring lights donโt dazzle other road users. Interior lights can also reflect in the windscreen at night and reduce visibility.
If you use interior lights, keep them:
Avoid routing power leads anywhere they could snag steering, pedals, or gear controls โ and keep clear of airbags and deployment zones.
Itโs not accurate to say your insurer โwonโt coverโ an accident just because you added decorations. Claims are assessed against the facts and your policy wording. However, modifications can affect insurance cover, and failing to declare changes that should be declared can lead to disputes.
Good practice:
If you want seasonal vibes without the downsides:
VanCompare Editorial Team
The VanCompare Editorial Team produces clear, practical guidance on UK van insurance and related topics. We work with FCA authorised insurance providers and use insurer information where relevant to explain cover in plain English and help drivers make informed decisions.
Where relevant, our content is checked against publicly available UK guidance and information from sources such as the FCA and GOV.UK to help keep it accurate and up to date.
This content is for general information only and is not financial advice.
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